Risk Disclosure
Investing in real estate involves substantial risk, including the risk of losing some or all of the money you invest. You should only invest amounts you can afford to lose. This Risk Disclosure summarizes key risks of investing through the Assukna platform (the “Platform”, operated by Assukna Real Estate SARL). It is not exhaustive, and it is not investment advice. Please read it carefully and seek independent professional advice before investing.
1. Risk of loss of capital
The value of property can fall as well as rise. You may receive back less than you invested, and in adverse circumstances you may lose your entire investment. Past performance is not a reliable indicator of future results.
2. No guaranteed returns
Any expected yields, target returns, or projections shown on the Platform are estimates based on assumptions that may not be realized. Rental income and distributions are not guaranteed and may be reduced, delayed, suspended, or stop entirely.
3. Illiquidity
Real-estate investments are illiquid. There may be no secondary market for your fractional interest, and you may be unable to sell or exit your investment quickly, at a fair price, or at all. You should expect to hold your investment for the full intended term.
4. Market and economic risk
Property values and rental demand are affected by economic conditions, interest rates, inflation, local supply and demand, regulatory and tax changes, currency movements, and geopolitical events in the markets where the properties are located (which may include Lebanon, the UAE, Cyprus, and other jurisdictions).
5. Currency risk
Investments, income, and the underlying assets may be denominated in, or exposed to, currencies different from your home currency. Exchange-rate movements can reduce the value of your investment and any returns.
6. Property-specific risk
Individual properties carry risks including vacancy, tenant default, damage, unexpected maintenance or capital costs, construction or development delays, valuation uncertainty, title or legal issues, and uninsured events.
7. Concentration risk
Committing a large share of your funds to a single Deal, location, or asset class increases your exposure to that specific risk. Diversification does not guarantee a profit or protect against loss.
8. Platform and operational risk
Your investment depends on the continued operation of the Platform and its service providers. Operational failures, insolvency of a counterparty, technology or security incidents, or interruption of services could affect your investment, the timing of distributions, or your ability to access your account.
9. Liquidity of your wallet balance
Funds held in your Platform wallet are not bank deposits and are not insured as bank deposits. Withdrawals are subject to verification and processing times.
10. Tax
The tax treatment of your investment depends on your individual circumstances and may change. You are responsible for understanding and meeting your own tax obligations and should consult a tax adviser.
11. Regulatory risk
The legal and regulatory framework for property investment and online investment platforms varies by jurisdiction and may change. Such changes could affect the availability, structure, value, or returns of your investment. [Confirm regulatory status, required licenses, and any jurisdiction-specific investor restrictions with counsel before launch.]
12. Your acknowledgement
By investing through the Platform, you confirm that you have read and understood this Risk Disclosure, that you understand you could lose your invested capital, and that you are making your own independent decision to invest.